John E. Chapman

Chief Executive Officer

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John W. Sleeting

Executive Partner

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Jeffrey P. DeHaan

Partner - Senior Wealth Advisor

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Greg W. Davis

Partner - Senior Wealth Advisor

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James F. Chapman

Senior Wealth Advisor - Chief Innovation Officer

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Tyler J. Beachler

Partner - Deputy Chief Investment Strategist

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Josh M. Beachler

Wealth Advisor

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Melissa Dailey-Newman

Wealth Advisor

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Thought Leadership

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Welcome to the Clearwater Capital Partners Thought Leadership Resource Center. This website is for the exclusive use of clients and friends of Clearwater Capital Partners. The Thought Leadership Resource Center represents the complete library of all original Clearwater Capital content.

February 2025
- Feb 4, 2025 Outlook 2025: “A Complicated Path Forward” Feb 4, 2025
January 2025
- Jan 8, 2025 Previewing Clearwater Capital’s Outlook 2025 Jan 8, 2025
- Jan 7, 2025 Clearwater Capital’s Comprehensive Retirement Strategies Jan 7, 2025
- Jan 7, 2025 New Year Financial Planning Checklist Jan 7, 2025
- Jan 7, 2025 President Biden Signs the Social Security Fairness Act Jan 7, 2025
- Jan 7, 2025 New 401(k) Catch-Up Contribution Framework for 2025+ Jan 7, 2025
December 2024
- Dec 3, 2024 December Private Client Letter Dec 3, 2024
- Dec 3, 2024 2024 Year End Retirement Contributions Dec 3, 2024
- Dec 3, 2024 The Bitcoin Boom and the "Trump Bump": What’s Behind the Surge? Dec 3, 2024
November 2024
- Nov 19, 2024 Private Client Letter | Special Post-Election Edition Nov 19, 2024
- Nov 4, 2024 November Private Client Letter Nov 4, 2024
- Nov 4, 2024 Guiding Aging Parents in Financial Management Nov 4, 2024
- Nov 4, 2024 State Estate Taxes: A Hidden Tax Burden Nov 4, 2024
October 2024
- Oct 1, 2024 The Fed Makes Its Move Oct 1, 2024
- Oct 1, 2024 The Stage is Being Set for Small Cap Equities Oct 1, 2024
- Oct 1, 2024 Evaluating Senior Living Facility Options Oct 1, 2024
September 2024
- Sep 4, 2024 September Private Client Letter Sep 4, 2024
- Sep 4, 2024 5 Things You Need to Know About Buying a Second Home Sep 4, 2024
- Sep 4, 2024 The Case for Agency Mortgage-Backed Securities Sep 4, 2024
- Sep 4, 2024 The 4% Withdrawal Rule Sep 4, 2024
- Sep 4, 2024 Best Practices for Protecting Your Identity Sep 4, 2024
August 2024
- Aug 6, 2024 August Private Client Letter: Economic and Market Narratives are Shifting Quickly Aug 6, 2024
- Aug 6, 2024 Strategies for Managing Retirement Distributions Aug 6, 2024
- Aug 6, 2024 The Corporate Transparency Act Aug 6, 2024
- Aug 6, 2024 College Send-Off Checklist Aug 6, 2024
July 2024
- Jul 9, 2024 2024 Mid Year Update Jul 9, 2024
June 2024
- Jun 4, 2024 June Private Client Letter Jun 4, 2024
- Jun 4, 2024 Social Security - Navigating the Uncertainty of it's Future Jun 4, 2024
- Jun 4, 2024 The New “T+1” Settlement Cycle Jun 4, 2024
May 2024
- May 6, 2024 2024 Spring Symposium Replay May 6, 2024
- May 6, 2024 The Evolving Landscape of Financial Crime May 6, 2024
- May 6, 2024 The Golden Surge: Unpacking the Reasons Behind Gold's Recent Price Increase May 6, 2024
- May 6, 2024 The Fourth Consecutive Year of Inherited IRA Adjustments May 6, 2024
- May 6, 2024 The Financial Impact of Motherhood May 6, 2024
April 2024
- Apr 1, 2024 April Private Client Letter Apr 1, 2024
- Apr 1, 2024 Family Wealth Dynamics: Setting adult children up for financial success. Apr 1, 2024
- Apr 1, 2024 Is the S&P500 Too Concentrated? Apr 1, 2024
- Apr 1, 2024 What is the Medicare IRMAA? Apr 1, 2024
March 2024
- Mar 4, 2024 Understanding Stock Options and Equity Compensation Mar 4, 2024
- Mar 4, 2024 March Private Client Letter Mar 4, 2024
- Mar 4, 2024 Financial Exploitation and Senior Citizens Mar 4, 2024
- Mar 4, 2024 Clearwater Announces New 401(k) Management Software Integration Mar 4, 2024
February 2024
- Feb 6, 2024 Outlook 2024 Feb 6, 2024
December 2023
- Dec 5, 2023 December Private Client Letter Dec 5, 2023
- Dec 5, 2023 Year End Retirement Contributions Dec 5, 2023
- Dec 5, 2023 Year-End Financial Checklist Dec 5, 2023
- Dec 5, 2023 A Tribute to Charlie Munger Dec 5, 2023
November 2023
- Nov 6, 2023 November 2023 Private Client Letter Nov 6, 2023
- Nov 6, 2023 Unlocking the Benefits of the Clearwater Capital Portal’s Digital Vault Nov 6, 2023
- Nov 6, 2023 Implications of U.S. Fiscal Issues Nov 6, 2023
- Nov 6, 2023 Are You Considering Relocating to Another State? Nov 6, 2023
October 2023
- Oct 2, 2023 October Private Client Letter Oct 2, 2023
- Oct 2, 2023 Women Beyond Wealth Oct 2, 2023
- Oct 2, 2023 The Financial Plan every Woman Needs to Have in Place. Oct 2, 2023
September 2023
- Sep 6, 2023 September Private Client Letter Sep 6, 2023
- Sep 6, 2023 College Planning for High Net Worth Families Sep 6, 2023
- Sep 6, 2023 IRS Updates 401k Rules Sep 6, 2023
- Sep 6, 2023 Choosing the Right Retirement Date Sep 6, 2023
August 2023
- Aug 1, 2023 The Second Half of 2023 May See an Uptick in Volatility Aug 1, 2023
- Aug 1, 2023 What financial-related tasks need to be addressed upon the death of a spouse or significant other? Aug 1, 2023
- Aug 1, 2023 Navigating Social Security: A Case Study Assessing Options for Couples Aug 1, 2023
July 2023
- Jul 18, 2023 2023 Mid Year Update Jul 18, 2023
June 2023
- Jun 5, 2023 What to Make of This Year’s Equity Rally Jun 5, 2023
- Jun 5, 2023 The Debt Ceiling: A Crucial Component of Fiscal Policy with Far-reaching Consequences Jun 5, 2023
- Jun 5, 2023 Valuing an Advisor Jun 5, 2023
May 2023
- May 1, 2023 May Private Client Letter - Sell in May and Go Away? May 1, 2023
- May 1, 2023 Advances in Artificial Intelligence May 1, 2023
- May 1, 2023 Inherited IRA Required Distribution Rules Change, Again. May 1, 2023
- May 1, 2023 Currency Update – Current Threats to the U.S. Dollar’s Global Role May 1, 2023
April 2023
- Apr 3, 2023 April Private Client Letter - Recession Risks Continue to Rise Apr 3, 2023
- Apr 3, 2023 2023 Retirement Themes Apr 3, 2023
- Apr 3, 2023 How to Prepare your Family for the Greatest Wealth Transfer in History. Apr 3, 2023
- Apr 3, 2023 Is Tech in Trouble? Apr 3, 2023
March 2023
- Mar 22, 2023 Special Market Update– A Banking Crisis and the Fed’s Rate Decision Mar 22, 2023
- Mar 13, 2023 Special Market Update - Silicon Valley Bank Mar 13, 2023
- Mar 1, 2023 March Private Client Letter Mar 1, 2023
- Mar 1, 2023 Yield Curve Inversion: Could It Be Different This Time? Mar 1, 2023
- Mar 1, 2023 ROTH IRAs for High Net Worth Investors Mar 1, 2023
- Mar 1, 2023 Secure Act 2.0 Mar 1, 2023
- Mar 1, 2023 Executor of an Estate – Top 10 list of Responsibilities Mar 1, 2023
February 2023
- Feb 1, 2023 Outlook 2023 Feb 1, 2023
December 2022
- Dec 20, 2022 Special Year End Report – December 2022 Dec 20, 2022
- Dec 6, 2022 December Private Client Letter Dec 6, 2022
- Dec 6, 2022 Putting Excess Cash to Work Dec 6, 2022
- Dec 6, 2022 Social Security - Time is Money Dec 6, 2022
- Dec 6, 2022 Addressing your estate plan – a simple Q&A Dec 6, 2022
- Dec 6, 2022 The Collapse of FTX Dec 6, 2022
November 2022
- Nov 10, 2022 Political Uncertainty and Bear-Market Rallies Nov 10, 2022
- Nov 1, 2022 November Private Client Letter - A Complicated and Shifting Environment Nov 1, 2022
- Nov 1, 2022 Inflation Implications Nov 1, 2022
- Nov 1, 2022 Revisiting the Roth IRA Conversion Nov 1, 2022
October 2022
- Oct 4, 2022 Private Client Letter – October 2022 Oct 4, 2022
- Oct 4, 2022 Integrated Financial Planning – What Does it Mean for our Clients? Oct 4, 2022
- Oct 4, 2022 An Introduction to Ethereum Oct 4, 2022
- Oct 4, 2022 Currency update - U.S. dollar - why has the dollar strengthened against foreign currencies and what has been the effect of a strong dollar on the global economy, inflation and investments? Oct 4, 2022
- Oct 4, 2022 Tax Loss Harvesting Oct 4, 2022
- Oct 4, 2022 Historically, Markets Bottom When Inflation Peaks, Not When Rates Peak Oct 4, 2022
September 2022
- Sep 22, 2022 Special Market Update – September 22, 2022 Sep 22, 2022
- Sep 7, 2022 Biden's Student Loan Forgiveness Plan - An Overview Sep 7, 2022
- Sep 7, 2022 September Private Client Letter Sep 7, 2022
- Sep 7, 2022 Inflation Reduction Act Summary Sep 7, 2022
August 2022
- Aug 1, 2022 Mid Year Update - 2022 Aug 1, 2022
July 2022
- Jul 5, 2022 July Private Client Letter Jul 5, 2022
- Jul 5, 2022 Special Housing Market Update Jul 5, 2022
- Jul 5, 2022 Estate & Wealth Transfer Strategy Considerations Jul 5, 2022
- Jul 5, 2022 Our Next Economic Tailwind – Demographics Jul 5, 2022
June 2022
- Jun 21, 2022 June Symposium Recording Jun 21, 2022
- Jun 17, 2022 Special Market Update 06/17/2022 Jun 17, 2022
- Jun 6, 2022 June Private Client Letter - Soft Landings and Hurricanes Jun 6, 2022
- Jun 6, 2022 Financial Health Check Up Jun 6, 2022
- Jun 6, 2022 Strategies for Investing During a Market Downtrend Jun 6, 2022
May 2022
- May 3, 2022 Clearwater Capital Conducts Interview with The Family Wealth Alliance May 3, 2022
- May 3, 2022 May Private Client Letter - May 3, 2022
- May 3, 2022 Summary of Clearwater’s Portfolio Strategy Adjustments May 3, 2022
- May 3, 2022 Beware of Behavioral Biases May 3, 2022
- May 2, 2022 Think Stocks are Volatile? Take a look at Bonds May 2, 2022
April 2022
- Apr 4, 2022 John’s Reading List – "Why We Sleep" - April 2022 Apr 4, 2022
- Apr 4, 2022 April Private Client Letter Apr 4, 2022
- Apr 4, 2022 Too Conservative is Risky Apr 4, 2022
- Apr 4, 2022 Proposed Act Further Extends RMD Age Apr 4, 2022
- Apr 4, 2022 Yield Curve - What’s Going On Apr 4, 2022
March 2022
- Mar 18, 2022 Interview - Family Alliance Talks Mar 18, 2022
- Mar 15, 2022 Special Market Update 3-15-2022 Mar 15, 2022
- Mar 1, 2022 March Private Client Letter Mar 1, 2022
- Mar 1, 2022 Inflation on All Fronts Mar 1, 2022
- Mar 1, 2022 Why Diversification Still Matters Mar 1, 2022
- Mar 1, 2022 The collapse of the Russian Ruble, what does it mean? Mar 1, 2022
- Mar 1, 2022 Cyber Security and the Security of Your Assets Mar 1, 2022
February 2022
- Feb 25, 2022 February Market Update Feb 25, 2022
- Feb 1, 2022 February Private Client Letter Feb 1, 2022
- Feb 1, 2022 Market Perspectives – Geopolitical Tensions Feb 1, 2022
January 2022
- Jan 19, 2022 Outlook 2022 - The Case for Optimism Jan 19, 2022
- Jan 4, 2022 A Shifting Fact Pattern for 2022 Jan 4, 2022
December 2021
- Dec 1, 2021 Economic Growth, Booming Profits, and Loose Monetary Policy Dec 1, 2021
- Dec 1, 2021 Charitable Gifting Using Appreciated Assets Dec 1, 2021
- Dec 1, 2021 UTMA vs. 529 Dec 1, 2021
- Dec 1, 2021 Short-Term Gain! Long-Term Pain? Dec 1, 2021
November 2021
- Nov 1, 2021 Another Snapback Rally Nov 1, 2021
- Nov 1, 2021 The Neglected Asset Nov 1, 2021
- Nov 1, 2021 Life Expectancies & Retirement Planning Nov 1, 2021
- Nov 1, 2021 What is Stagflation? Nov 1, 2021
October 2021
- Oct 4, 2021 Volatility Makes an Ugly Comeback Oct 4, 2021
- Oct 4, 2021 Consolidated Reporting & Family Office Services Oct 4, 2021
- Oct 4, 2021 Opportunities For Planning with Self Employment Income Oct 4, 2021
- Oct 4, 2021 Long Term Care Planning Oct 4, 2021
- Oct 4, 2021 Total Returns as of October 1, 2021 Oct 4, 2021
September 2021
- Sep 1, 2021 2021 Equity Target Achieved Sep 1, 2021
- Sep 1, 2021 Year to Date Returns Sep 1, 2021
- Sep 1, 2021 What is Investment Portfolio Management? Sep 1, 2021
- Sep 1, 2021 Emerging Investment Themes for the Next Decade - Fintech Sep 1, 2021
- Sep 1, 2021 CCP Student of the Market - Inflation Special Sep 1, 2021
- Sep 1, 2021 Investing in Stocks in an Escalating Market Environment – A Few Considerations for Every Investor Sep 1, 2021
- Sep 1, 2021 CASE STUDY - LEVERAGED LEGACY Sep 1, 2021
August 2021
- Aug 2, 2021 August Private Client Letter Aug 2, 2021
- Aug 2, 2021 NCAA Rules Change Aug 2, 2021
- Aug 2, 2021 The Value and Complexity of Qualified Charitable Distributions (QCDs) Aug 2, 2021
July 2021
- Jul 1, 2021 Outlook 2021 - Mid Year Update Jul 1, 2021
- Jul 1, 2021 Clearwater Capital Completes Cybersecurity Program Review Jul 1, 2021
- Jul 1, 2021 What are Multi-Family Office Services? Jul 1, 2021
June 2021
- Jun 2, 2021 June Private Client Letter Jun 2, 2021
- Jun 2, 2021 Considerations When Contemplating Divorce Jun 2, 2021
- Jun 2, 2021 Emerging Markets & State Owned Enterprises Jun 2, 2021
- Jun 2, 2021 Social Security Restricted Application: Jun 2, 2021
May 2021
- May 4, 2021 John's Reading List - May 2021 May 4, 2021
- May 4, 2021 May Private Client Letter May 4, 2021
- May 4, 2021 10 Considerations When Relocating to a Different State May 4, 2021
- May 4, 2021 Equity Income as Bond Alternative Given Inflation Expectations May 4, 2021
April 2021
- Apr 14, 2021 Webinar - Understanding Senator Sanders' Proposed Estate Tax Policy Apr 14, 2021
- Apr 6, 2021 April Private Client Letter Apr 6, 2021
- Apr 6, 2021 Internet of Things - An Overview Apr 6, 2021
- Apr 3, 2021 The Beginning of the End Apr 3, 2021
March 2021
- Mar 18, 2021 An Intro to Bitcoin Mar 18, 2021
February 2021
- Feb 22, 2021 Outlook 2021 - The Great Acceleration Feb 22, 2021
- Feb 1, 2021 Robin Who? - By James Chapman Feb 1, 2021
January 2021
- Jan 27, 2021 Outlook 2021 Webinar Part 3 - An Inflection Point in Disruptive Technology Jan 27, 2021
- Jan 20, 2021 Outlook 2021 Webinar Part 2 - A Robust Recovery and The Next Normal Jan 20, 2021
- Jan 13, 2021 Outlook 2021 Webinar Part 1 - What 2020 Taught Us Jan 13, 2021
November 2020
- Nov 13, 2020 Post Election Webinar Nov 13, 2020
October 2020
- Oct 16, 2020 What is Fintech? The trend towards mobile payments and a cashless economy. Oct 16, 2020
- Oct 9, 2020 College Planning for High Net Worth Families Oct 9, 2020
- Oct 2, 2020 October 2nd Special Market Update Oct 2, 2020
August 2020
- Aug 26, 2020 2020 Estate Tax Considerations Aug 26, 2020
- Aug 21, 2020 August Market Update Video Aug 21, 2020
- Aug 6, 2020 Mid Year Update - Video Update Aug 6, 2020
July 2020
- Jul 30, 2020 Outlook 2020 - Mid Year Update Jul 30, 2020
- Jul 27, 2020 The Driven Fiduciary - Precautions for Young Traders Jul 27, 2020
- Jul 10, 2020 John Sleeting Conducts Interview with Family Office Club Jul 10, 2020
June 2020
- Jun 24, 2020 The Apex Advisor - IRS Releases RMD Reversal Guidance for 2020 Jun 24, 2020
- Jun 17, 2020 May We Live in Interesting Times - Private Client Letter Jun 17, 2020
May 2020
- May 5, 2020 "4 Corners of the Crisis - Part 5" Conference Call Replay May 5, 2020
- May 1, 2020 How COVID19 is Affecting College Planning May 1, 2020
April 2020
- Apr 28, 2020 The Apex Advisor - You Can't Win a Race by Going Backwards Apr 28, 2020
- Apr 23, 2020 "4 Corners of the Crisis - Part 4" Conference Call Replay Apr 23, 2020
- Apr 16, 2020 "4 Corners of the Crisis - Part 3” Conference Call Replay Apr 16, 2020
- Apr 16, 2020 The Apex Advisor - Turbo Charge Your Savings Plan Apr 16, 2020
- Apr 14, 2020 The Apex Advisor - Managing Cash in a Crisis Apr 14, 2020
- Apr 14, 2020 CARES Act - What you need to know about your IRA Apr 14, 2020
- Apr 10, 2020 "4 Corners of the Crisis - Part 2" Conference Call Replay Apr 10, 2020
- Apr 3, 2020 "4 Corners of the Crisis - Part 1" Conference Call Replay Apr 3, 2020
March 2020
- Mar 10, 2020 Lessons from a Correction Mar 10, 2020
- Mar 4, 2020 Beware of Behavioral Biases Mar 4, 2020
- Mar 1, 2020 March Private Client Letter - Navigating a Crisis Mar 1, 2020
January 2020
- Jan 28, 2020 Navigating Markets During Viral Outbreaks Jan 28, 2020
December 2019
- Dec 2, 2019 Important Tax Changes for Illinois Car Buyers Dec 2, 2019
- Dec 1, 2019 Are you considering relocating when you retire? Tax issues to consider. Dec 1, 2019
- Dec 1, 2019 Capital Gain Distributions - Portfolio Insights Dec 1, 2019
- Dec 1, 2019 Family Office — Social Capital Dec 1, 2019
November 2019
- Nov 4, 2019 The Potential Pitfalls of Big Data Nov 4, 2019
- Nov 1, 2019 Planning for the Cost of Long Term Care Nov 1, 2019
October 2019
- Oct 1, 2019 Refinancing your Home Mortgage Oct 1, 2019
September 2019
- Sep 1, 2019 Family Office — Family Business Boards Sep 1, 2019
August 2019
- Aug 13, 2019 4 Money Moves to Make in your 20’s Aug 13, 2019
May 2019
- May 1, 2019 Addressing Cash Flow Needs During Retirement – Which Accounts Should I Withdraw From and in What Order? May 1, 2019
April 2019
- Apr 12, 2019 “Don’t let the Tax Tail wag the Investment Dog” Apr 12, 2019
- Apr 1, 2019 Asset Location—What is it and why is it important? Apr 1, 2019
February 2019
- Feb 19, 2019 Three Questions to Ask Your Financial Advisor Feb 19, 2019
October 2018
- Oct 18, 2018 THINK’ 18 Oct 18, 2018
September 2018
- Sep 25, 2018 A Guide to MLPs Sep 25, 2018
April 2018
- Apr 30, 2018 To Roth or not to Roth Apr 30, 2018
October 2017
- Oct 1, 2017 An intro to Family Offices Oct 1, 2017

Authors

Contributing Authors

John E. Chapman

John W. Sleeting

Jeffrey P. DeHaan

Greg W. Davis

James F. Chapman

Tyler J. Beachler

Josh M. Beachler

Melissa Dailey-Newman

Thought Leadership